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In developing countries, self-built affordable housing forms an important part of affordable housing segment. Often these houses are built to low construction standards providing no thermal comfort and higher electricity and water bills. IFC has a simplified approach to help owners of self-built affordable homes to achieve green standards through its EDGE certification system. This is achieved in partnership with Financial Institutions who can guide the homeowners and help get the homes certified at a low cost.

What Are Green Self-Built Homes?

Green Self-built homes are individual houses constructed by the owners for their own use and are EDGE Certified.

How can you get your home certified as a green Self-Built Homes under EDGE?

1. Sign up for green home

Approach any of the home loan providers listed below

2. Follow the technical requirements

Start buying the products / equipment and implement technical requirements as guided by home loan provider

3. Construction and Documentation

Take photographs of evidence during construction as per requirement

4. Submit

Share the photos and receipts with the home loan provider staff

5. EDGE Certificate

EDGE certificate is awarded for your home on compliance with requirements

Please check with the FI on financial / non-financial benefits provided for green certification through EDGE.

Who can give you a Green Home loan?

Aavas Financiers Ltd

Aavas Financiers Ltd

Aadhar Housing Finance Ltd

Aadhar Housing Finance Ltd

HomeFirst Finance Company India Limited

HomeFirst Finance Company India Limited

IIFL Home Finance Limited

IIFL Home Finance Limited

Truhome Finance Limited

Truhome Finance Limited

Vastu Housing Finance Corporation ltd

Vastu Housing Finance Corporation ltd

Wonder Home Finance Limited

Wonder Home Finance Limited

India Shelter Home Loans

India Shelter Home Loans

Why should you build a Green Home?

Homes that use less energy

Your monthly electricity bill can be reduced by about 20%
e.g. Kasturi Devi in Nagpur is now saving Rs. 300 per month, which she uses to buy medicines.

Homes that use less energy

Homes that are more comfortable

Your home may have lower temperatures inside even during summers
e.g. Prakashji in Jodhpur is now living a comfortable life by using high efficiency fans.

Homes that are more comfortable

Where your family can be at ease, even when there are power and water cuts

Where work, study and health is not disrupted due to irregular supply
e.g. Manoharji in Raipur is now at ease inside the house even if there are power cuts.

Where your family can be at ease, even when there are power and water cuts

Friendlier to the environment

Reduce wastage of energy water and materials
e.g. Mala Devi in Bengaluru is less dependent on water tankers by using less water.

Friendlier to the environment

Technical Requirements (HPC Measures)

Not all measures will be applicable to all green homes. Therefore, the user should reach out to their respective financial institution to confirm the measures applicable for their green homes.

No Red Brick Walls

No Red Brick Walls

Use wall materials other than common red brick to build your external and internal walls.

Stone Roof Construction

Stone Roof Construction

Construct the roof using stone slabs. Steel rafters/beams/girders can be used as support for the stone slabs.

Filler Slab Construction

Filler Slab Construction

All slabs such as intermediate floor slabs and roof slabs are to be constructed with filler slab construction technique.

Window Shading

Window Shading

All windows, except those facing North direction, must have shading devices.

Reflective Roof

Reflective Roof

All roof/terraces of the house must have either White tiles (or white China mosaic) or White paint.

Low Flow Showerheads

Low Flow Showerheads

All showerheads installed in the bathrooms of the house must not exceed a flow rate of 5 litres per minute.

High Efficiency Fans

High Efficiency Fans

All living rooms and bedrooms must be installed with BEE-5 Star rated OR with BLDC ceiling fans.

Low Flow Taps

Low Flow Taps

All bathroom, living/dining room taps, washbasin taps, and kitchen taps must have aerators installed or must not exceed a flow rate of 5 litres per minute.

Dual Flush Tank

Dual Flush Tank

Install dual flush tanks in all the toilets in the house.

Rainwater Harvesting (RWH)

Rainwater Harvesting (RWH)

Install/construct a rainwater harvesting tank of 1000 litre capacity.

Solar PV Panel

Solar PV Panel

Install a Solar Photo Voltaic (PV) panel of minimum 250-Watt peak (Wp) capacity.

Solar Water Heater

Solar Water Heater

Install a Solar water heater with a minimum storage capacity of 100 litres.

Disclaimer: Not all measures will be applicable to all green homes. Therefore, the user should reach out to their respective Housing Finance Companies to confirm the measures applicable for their green homes.

No Red Brick Walls

Use wall materials other than common red brick to build your external and internal walls.

Why
  • The red bricks are costly and have negative impacts on the environment
  • Client Testimonial: "During construction, I saved a significant amount of water by not using red bricks which reduced my water cost."
What to buy
  • Solid Concrete
  • Hollow Concrete
  • AAC
  • Compressed Earth
  • Fly Ash
Where to buy

Coming soon

How to build

AAC Block Construction:

Stone Roof Construction

Construct the roof using stone slabs. Steel rafters/beams/girders can be used as support for the stone slabs.

Why

To keep the indoors cooler

What to use

Lay the stone slabs on steel rafters/beams/girders to construct the roof

How to build

Take an expert's guidance (Architect/Engineer) for construction of Stone Slabs

Filler Slab Construction

All slabs such as intermediate floor slabs and roof slabs are to be constructed with filler slab construction technique.

Why

To reduce the load on structure and keep the indoors cooler

What to use

Use filler materials such as clay pots, mangalore tiles, Coconut shells, thermocol/styrofoam blocks, stabilized mud blocks, terracotta tiles, and waste bottles.

How to build

Take an expert's guidance (Architect/Engineer) for construction of Filler Slab

Window Shading

All windows, except those facing North direction, must have shading devices.

Why
  • Client Testimonial: "The shades on my windows block direct sun in summers but allow it in winters which keeps my home comfortable."
  • Client Testimonial: "My electricity bill for cooling the house is now 10% lower because of the shades."
How to build

Coming soon

Reflective Roof

All roof/terraces of the house must have either White tiles (or white China mosaic) or White paint.

Why
  • Client Testimonial: "Now, I can walk bare feet on my terrace in peak summer."
  • Client Testimonial: "It didn't cost me much and reduced my electricity bill by 2%."
  • Client Testimonial: "It keeps my house cooler, reducing the need for fans & AC."
What to buy

White Paint/Tiles or Reflective Paint/Tiles or install China Mosaic

Where to buy

Coming soon

Low-flow Showerheads

All showerheads installed in the bathrooms of the house must not exceed a flow rate of 5 litres per minute.

Why
  • Client Testimonial: "It doesn't feel different from my old shower but it uses much less water."
  • Client Testimonial: "I am saving more than 15% on my water & electricity bills."
  • Client Testimonial: "I don't need a big water tank now. A smaller one is sufficient."
What to use

Buy low flow showerheads or flow restrictors

Where to buy

High Efficiency Fans

All living rooms and bedrooms must be installed with BEE-5 Star rated OR with BLDC ceiling fans.

Why
  • Client Testimonial: "It helped me save 10% on my electricity bills."
What to use

Purchase at least 5-star BEE (Bureau of Energy Efficiency) labeled fans with a maximum of 50-watt power. Higher the star, lower the electricity bills.

Where to buy

Coming soon

How to install

Coming soon

Low-flow Taps

All bathroom, living/dining room taps, washbasin taps, and kitchen taps must have aerators installed or must not exceed a flow rate of 4 litres per minute.

Why
  • Client Testimonial: "My water & electricity bills are 20% lower after I installed these taps."
  • Client Testimonial: "Earlier I had to worder tankers every week but now I need it in about 10 days."
What to use

Buy taps with aerators or flow restrictor

Where to buy

Coming soon

How to install

Coming soon

Dual Flush Tank

Install dual flush tanks in all the toilets in the house.

Why
  • Client Testimonial: "I can flush my toilet with less water now."
  • Client Testimonial: "I am saving about 5% on my water bills."
  • Client Testimonial: "I don't need a big water tank now. A smaller one is sufficient."
What to use
  1. Buy a dual flush tank with 6L and 3L capacity.
  2. For western toilets, the dual flush tank is typically integrated with the seat.
  3. For Indian toilets, dual flush tanks can be purchases separately and connected to the seat.

Rainwater Harvesting (RWH)

Install/construct a rainwater harvesting tank of 1000 litre capacity.

Why
  • Client Testimonial: "Now, I have enough water to use in case of shortage in water supply."
  • Client Testimonial: "My water bills are much lower than before."
What to use
  1. Contact your local technician to select an adequate-sized storage tank (based on the estimated rainfall, collection area, and water requirement) on site.
  2. Dual piping is required to separate rainwater from the main pipeline and distribute collected water after filtration.
  3. Rainwater collected in the tank can be used for toilet flushing, irrigation, and other washing needs.
  4. The rainwater should be collected from at least half of the roof area.
How to build

Coming soon

Solar PV Panel

Install a Solar Photo Voltaic (PV) panel of minimum 250-Watt peak (Wp) capacity.

Why
  • Client Testimonial: "A cost-effective way to get free electricity for my home."
  • Client Testimonial: "We reduced our electricity bills.
  • Client Testimonial: "Whether it is summer or winter, sunny or cloudy, they produce electricity everyday."
What to use
  1. Contact the local supplier or expert to determine the size and capacity of the solar panel for your location and electricity needs.
  2. Roof without any shade throughout the year is recommended for installation. The collectors should face South direction for maximum sunlight.
Where to buy

Coming soon

Solar Water Heater

Install a Solar water heater with a minimum storage capacity of 100 liters.

Why
  • Client Testimonial: "A cost-effective way to get hot water for my home."
  • Client Testimonial: "Zero electricity bills for water heating."
  • Client Testimonial: "I use it in all climates, even with minimal sunlight."
What to use
  1. Contact the local supplier or an expert to determine the size and capacity of the solar water heater according to your location and hot water needs.
  2. Roof is recommended for installation. The collectors should face South direction for maximum sunlight.
Where to buy

Coming soon

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